A filing is a fresh start, not a verdict. Whitlock Reyes LLP helps people and small businesses in Minneapolis, Saint Paul and across the Twin Cities with bankruptcy, probate, construction disputes, IRS problems and personal injury. The first consultation is free.
Our Firm
Years in practice across the firm, from a borrowed office above a bakery to Marquette Avenue.
Marguerite Whitlock and Tobias Reyes founded the firm after years inside a large practice, where they watched clients get passed down the corridor the moment a matter became inconvenient. Here the partner you meet at the first consultation keeps your file to the end, with four more attorneys behind them for bankruptcy, probate, construction, tax and injury work.
Talk With A PartnerPractice Areas
Consumer and business bankruptcy under Chapter 7, Chapter 13, Chapter 11 and Subchapter V for small businesses, plus debt relief, foreclosure, student loans, medical bills, mortgage modifications and the alternatives to filing, explained plainly before anything is filed.
Open Practice Area
Probate administration and probate litigation, with help for beneficiaries, personal representatives and family members who live out of state. Much of an estate can be settled from home, with the local work handled here.
Open Practice Area
Construction disputes for owners and builders: liens, defects, delays and payment. The contract, the plans and the job site are read together, so the dispute is argued on what was actually built.
Open Practice Area
Tax liens, levies, wage garnishments and offers in compromise. When a letter from the IRS arrives, the options for settling with the IRS are wider than most people think, and the first step is reading exactly what the notice says.
Open Practice Area
Car, truck and motorcycle accidents in Minneapolis, Saint Paul and across the Twin Cities. You handle getting better. The claim, the records and the insurance company are handled from this office.
Open Practice AreaHow We Work
You call, you explain what is going on, and you talk it through with a partner, not an intake line. The first consultation is free, and by the end of it you know which options fit your situation.
Bills, collection letters, tax notices, the will, the contract, the accident report. Every one of these matters runs on paper, so the next step is collecting yours and reading it properly.
With the paper in hand, you get a plain explanation of the route: which chapter of bankruptcy, which probate path, which approach to the IRS or the other side, and what each one asks of you.
Then the work gets done. The petition is filed, the estate is opened, the offer goes to the IRS or the dispute moves toward settlement, and you are told what happens next at every step.
The Difference
The partner you meet at the first consultation is the partner who reads your paperwork, prepares your case and answers your questions about it. No rotating associates, no call center, no file that changes hands halfway through.
The same lawyer on your matter from the first call to the last page.
Debt, estates and construction disputes all come down to numbers and paper. Our partners read a balance sheet, a pay application and a set of plans as carefully as they read the statute.
Advice that starts from what the numbers can actually support.
The office is on Marquette Avenue in downtown Minneapolis, and the work covers Saint Paul, Hennepin County, Ramsey County and the rest of the metro. Meetings in Saint Paul are by appointment.
A local office for people across the Twin Cities.
The first consultation costs nothing. You leave that first conversation knowing your options, whether or not you go any further, and nobody calls you afterward to chase a signature.
A clear picture before you commit to anything.
Case Notes
Chapter 7 and Chapter 13 are the two routes most individuals look at. Which one fits depends on income, the property you want to keep and what you are trying to protect, such as a home facing foreclosure. The choice gets made after reading your numbers, not before.
Read The Chapter 7 Page
Settling a parent's estate is hard enough without a string of flights to do it. Much of the work can run through a local attorney, with the family kept informed and signing what needs signing from home.
Read The Probate PageQuestions
Most people call with a stack of letters and no idea which part matters. That is normal. Start with the phone call and we will sort the pile with you.
(555) 014-2200You explain what is going on, bring or send whatever paperwork you have, and talk it through with the partner who would handle it. The first consultation is free, and you leave knowing the options that fit your situation, whether or not you go further.
Not necessarily. Many people who file keep their homes, and Chapter 13 is often used to catch up on a mortgage over time. Whether your home can be kept depends on your own facts, which is what the first conversation is for.
Often, yes. Filing a bankruptcy case generally triggers an automatic stay, which in many cases halts garnishments and collection activity while the case is open. How it applies to your debts, including taxes, is something to go over with an attorney.
Not always. Many out-of-state family members, beneficiaries and personal representatives handle an estate here through a local attorney without repeated trips. What your role requires depends on the estate and the court.
An arbitrator hears a construction dispute outside of court, reads the contracts, plans and evidence from both sides, and issues a decision that courts review only on narrow grounds.
Insights
Free Consultation
Free Consultation
Fifteen minutes on the phone is usually enough to know where you stand, and the first consultation is free.
