Life & Income Cover

Protection Sized To The People Who Depend On You

Life and income cover only works when it is built around a real number: what a hard year would actually cost your household. We start there, not with a product. Once we know the gap, we compare term, whole-of-life and income-protection options across the market and put them in front of you side by side.

No jargon, no upsell. Just the cover that fits the life you are protecting, at a premium you can hold for the long term.

Service Center

With nearly two decades placing cover, we have learned that the claim is the moment that matters. That is why we stay involved after the policy is signed, review it every year, and handle the insurer on your behalf when something goes wrong.

Everything The Plan Covers

• Term and whole-of-life cover matched to your dependants and debts
• Income protection that keeps paying if illness or injury stops you working
• Critical-illness riders for the diagnoses that reshape a household budget
• Annual reviews so cover keeps pace with your salary, mortgage and family
• Full claims advocacy from the first call through to final settlement